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Category: Refinancing your Property (22 posts)

Six Ways To Boost Your Credit Score

Six Ways To Boost Your Credit Score

August 23, 2019 | Posted by: Cam Brown

  Six ways to boost your credit score Your credit score is essentially your passport to financial opportunities. With a possible range of 300 to 900, your number tells lenders what kind of a ... [read more]

People Don't Fit Into Boxes!

People Don't Fit Into Boxes!

August 20, 2019 | Posted by: Cam Brown

  People don’t fit in boxes If you need a mortgage, you can try and fit into the neat little boxes at the bank, or you can contact me for personalized service.  At Invis,  we ... [read more]

How to borrow money from your RRSP without being penalized

How to borrow money from your RRSP without being penalized

August 19, 2019 | Posted by: Cam Brown

      There are two ways you can make an early withdrawal from your RRSP without getting dinged – through the Home Buyers’ Plan (HBP) and Lifelong Learning Plan (LLP). ... [read more]

Spousal Separation Mortgage

Spousal Separation Mortgage

August 9, 2019 | Posted by: Cam Brown

 Your home can be the asset that gives both partners a fresh start.  Many couples assume that the house must be sold – but that’s not always the case. I  have resour ... [read more]

Refinancing due to Separation or Divorce

Refinancing due to Separation or Divorce

August 19, 2018 | Posted by: Cam Brown

 Your home can be the asset that gives both partners a fresh start.  Many couples assume that the house must be sold – but that’s not always the case. I  have resour ... [read more]

Getting That Downpayment Might Be Easier Than You Think

Getting That Downpayment Might Be Easier Than You Think

August 10, 2016 | Posted by: Cam Brown

        GETTING THAT DOWNPAYMENT: It might be easier than you think!   For many first-time homebuyers, saving the 5 per cent downpayment is one of the big obstacles ... [read more]

What You Need To Know About Your Downpayment.

What You Need To Know About Your Downpayment.

July 19, 2016 | Posted by: Cam Brown

    You’ve got your downpayment and you’re ready to go. Congratulations! Soon you’ll need to verify that downpayment for your mortgage approval. It’s required by ... [read more]

Mortgage RATE Shoppers Can Miss Checking Important Boxes

Mortgage RATE Shoppers Can Miss Checking Important Boxes

April 13, 2016 | Posted by: Cam Brown

    Most people spend more time choosing the right car than choosing the right mortgage, although it’s likely the largest expense they’ll  ever undertake.  We sti ... [read more]

Sunny Days

Sunny Days

April 6, 2016 | Posted by: Cam Brown

    Sunny days! We expect a great spring market It’s true the uncertainty in the economy is making some Canadians anxious about their financial security. But the current environme ... [read more]

Five Worse Things You Can Do Before Buying A Home

Five Worse Things You Can Do Before Buying A Home

January 14, 2016 | Posted by: Cam Brown

Currently in Alberta it is a buyer's market but every buyer needs to be aware of things that can cause their deal to collapse or go sideways.  So here are the 5 worst things you can do before b ... [read more]

Steve Makes The Right Move

Steve Makes The Right Move

November 19, 2015 | Posted by: Cam Brown

  Are you paying a higher mortgage rate than you should?  Do you risk waiting until your term comes due to renew your mortgage or should you take advantage of today's rates, the lowest we ... [read more]

Cash Back Mortgage Program

Cash Back Mortgage Program

November 5, 2015 | Posted by: Cam Brown

Currently in Alberta, we are being told it's a buyer's market.   This could be one  of the best times to purchase a home or upgrade to another home.  So if you are contemplating ... [read more]

Still Reeling from the Election Results

Still Reeling from the Election Results

October 21, 2015 | Posted by: Cam Brown

  Still reeling from the election results?    Here in PC country we will soon learn what a Liberal majority will mean for us: Throughout the 78-day campaign, Liberal leader Ju ... [read more]

Fall Checklist

Fall Checklist

October 15, 2015 | Posted by: Cam Brown

Your Home's Fall Checklist It’s time to start thinking about preparing your home for the colder weather;  in Calgary if we can get to Halloween without snow that's usually a sign that ou ... [read more]

Consolidating Debt

Consolidating Debt

September 30, 2015 | Posted by: Cam Brown

Debt consolidation can offer big relief:  If your debt is piling up – credit cards, store cards, car and loan payments– then the interest that you’re paying could be standing ... [read more]

Invest In Your Retirement And Get A Larger Tax Refund

Invest In Your Retirement And Get A Larger Tax Refund

September 16, 2015 | Posted by: Cam Brown

  Invest In Your Retirement And Get A Larger Tax Refund  It's never to early  to begin to boost your retirement next egg and defer tax on income.  Many investors borrow in ord ... [read more]

It's September -  sharpen your pencils!

It's September - sharpen your pencils!

September 2, 2015 | Posted by: Cam Brown

  It’s September, sharpen your pencils! What a great summer we had this year but it seemed to fly by.  It’s September and as green turns to gold we return refreshed to the rh ... [read more]

When Does It Make Sense to Refinance?

When Does It Make Sense to Refinance?

August 25, 2015 | Posted by: Cam Brown

  When you’ve got “rate envy”, does it make sense to refinance? Who would have believed that mortgage rates would have such a continued downward trend? Mortgage shoppers are ... [read more]

What Happens To Your Credit Rating When You Miss A Mortgage Payment?

What Happens To Your Credit Rating When You Miss A Mortgage Payment?

August 19, 2015 | Posted by: Cam Brown

  What happens to your credit rating when you miss a mortgage payment? Richard Moxley  The Globe and Mail  Jul. 20, 2015 Excerpted with permission from The Nine Rules of Credit: W ... [read more]

Divorcing/Separating

Divorcing/Separating

July 28, 2015 | Posted by: Cam Brown

   Divorcing/Separating?? As a long time Calgarian, I occasionally have heard that separation and/or divorce spikes after Stampede.  Hopefully, that is not the case for any of you b ... [read more]

Make It a Smooth Move

Make It a Smooth Move

July 24, 2015 | Posted by: Cam Brown

Make It A Smooth Move! Nine tips to survive the buy/sell So there’s a move in your future. Apparently, handling a move is in the top 5 items on the stress list next to death of a loved one, d ... [read more]

What's Your Credit Score?

What's Your Credit Score?

June 19, 2015 | Posted by: Cam Brown

Your credit score is a major factor in securing a mortgage and also determining what interest rate you will be offered and how much debt you will qualify for.  Over the last 14 years, I have wo ... [read more]

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Cam Brown
Cam Brown, AMP
Calgary, Mortgage Consultant
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